Coastal Banking Company, Inc. is organized under the laws of the State of South Carolina for the purpose of operating as a bank holding company for CBC National. CBC National commenced business on May 10, 2000 as Lowcountry National Bank. Coastal acquired First National Bank of Nassau County, which began its operations in 1999, through its merger with First Capital Bank Holding Corporation (“First Capital”) on October 1, 2005. On August 10, 2008, Lowcountry National Bank and First National Bank of Nassau County merged into one charter. Immediately after the merger, the name of the surviving bank was changed to CBC National Bank and the main office relocated to 1891 South 14th Street, Fernandina Beach, Nassau County, Florida. CBC National provides full consumer and commercial banking services to customers throughout Beaufort County, South Carolina and Nassau County, Florida.
