Since 2009, China Lending provides collateralized credit-based financings to northwest China's fast-growing micro, small and medium sized enterprises (âMSMEsâ), customers currently underserved by commercial banks due to fundamental flaws in Chinaâs credit system. The Company has a strong market presence in Xinjiang. It is a leader in non-bank lending industry and certain financial products, and its leader status drives customer demand and fuels business growth. China Lending provided two principal loan products â business and personal loans - with loan sizes ranging from RMB 5,000 to RMB 30 million (approximately $750 - $4.5 million). The Companyâs strategy is to focus on short term, small size, high collateral and diversified loans. Recently, the Company established a new business segment to provide consulting and credit risk analysis services, which is expected to be one of the growth drivers going forward. This segment supports core non-bank lending business and due diligence efforts. Source
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