ROSCA Finance is a financial platform that enables and empowers users to build and improve their credit scores through borrowing, saving, and investing with friends and peers. Their methodology uses a proprietary, patent-pending cash management algorithm thatâs based on the Rotating Savings and Credit Association (ROSCA) model, and it harnesses âthe power of community to help people achieve financial independence.â After all, modern research shows that saving in groups can triple your success rate, and when you join Rosca, you receive access to accelerated savings, cheaper rates for borrowing, and superior returns on investments. Rosca accepts all users, regardless of credit history, and theyâre partnered with Equifax and Transunion, two of the three major US credit bureaus. Since their launch, Rosca transactions have reached over $269,000, and their MoM user growth is over 50%. Plus, theyâre a graduate of both the Summer 2017 Google GSV accelerator and 2016 VentureOut Fintech.
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