 
      Village Bank and Trust Financial CorpÂŽ is organized under the laws of the Commonwealth of Virginia to engage in commercial and consumer banking. The Companyâs wholly owned subsidiary, Village BankÂŽ, is a traditional community bank offering deposit and loan services to individuals and businesses in the suburbs surrounding Richmond, Virginia. Village Bank has ten (10) retail branch locations and provides commercial and consumer banking services in Chesterfield, Hanover, Henrico and Powhatan Counties, and in the City of Williamsburg. Our network of branches enables our franchise to serve an increasingly larger portion of the greater Richmond Metropolitan area. Village Bank strongly believes in our employees, our community and sound business practices. As a true community institution, we want to be the bank of choice as well as the employer of choice. During 2003, the Company added complimentary mortgage lending services by establishing a wholly owned subsidiary of Village Bank, Village Bank Mortgage CorporationÂŽ, with its headquarters in suburban Chesterfield County. Source
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