---
title: Inverted Yield Curve Turning Mortgage Interest Rates on Their Head
description: Adjustable-rate mortgages (ARM’s) are flat or higher than the traditional 30-year fixed mortgage, something that rarely happens. This rare occurrence can be attributed to the much talked about – and feared - inverted yield curve*.
---

[Financials | National Investor Network ](https://www.nationalinvestornetwork.com/financials)

# [Inverted Yield Curve Turning Mortgage Interest Rates on Their Head](https://www.nationalinvestornetwork.com/financials/inverted-yield-curve-turning-mortgage-interest-rates-on-their-head)

 Written by [Jeff Mindham](https://www.nationalinvestornetwork.com/financials/author/jeff-mindham) | Aug 27, 2019 12:51:10 AM

Adjustable-rate mortgages (ARM’s) are flat or higher than the traditional 30-year fixed mortgage, something that rarely happens. This rare occurrence can be attributed to the much talked about – and feared - [inverted yield curve](https://www.cnbc.com/2019/08/22/the-inverted-yield-curve-is-doing-something-weird-to-mortgage-rates.html)*.

“Long term rates are now equal to or lower than one-year rates. It’s a bad time to get an ARM” said Guy Celcala, publisher and CEO of Inside Mortgage Finance.

**Inverted Yield Curve: when long term interest rates are below short-term interest rates. This typically happens prior to a recession.*

[View full post](https://www.nationalinvestornetwork.com/financials/inverted-yield-curve-turning-mortgage-interest-rates-on-their-head)

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